Home Finance
Home Equity Calculator
Calculate your home equity, loan-to-value ratio, and available borrowing power.
Current Home Value
$
Current market value of your home
Mortgage Balance
$
Total outstanding mortgage balance
Other Liens
$
Home equity loans, lines of credit, or other liens
Borrowing Limit
Maximum loan-to-value ratio allowed by lender
Equity
0%
Home Equity
$0
your ownership stake
Equity Percentage
0%
Loan-to-Value Ratio
0%
Available Equity
$0
Max Borrowing Power
$0
📊 Equity Breakdown
| Metric | Amount | % of Home Value |
|---|
How the formula works
Home Equity = Home Value − Mortgage Balance − Other Liens | LTV = (Total Debt ÷ Home Value) × 100
- Home Equity = Home Value − Mortgage Balance − Other Liens
- Equity Percentage = (Equity ÷ Home Value) × 100
- Loan-to-Value (LTV) = (Total Debt ÷ Home Value) × 100
- Available Equity = Equity amount you could borrow against
- Borrowing Power = (Home Value × LTV Limit) − Total Debt