Home Buying
Closing Cost Calculator
Estimate your closing costs including loan fees, title fees, and prepaid items.
Home Purchase Price
$
Total purchase price of the home
Loan Amount
$
Mortgage loan amount (price minus down payment)
Loan Type
Loan type affects origination fees and mortgage insurance
Additional Fees
Add custom fees
Home inspection, appraisal, attorney fees, etc.
Closing
0%
Total Closing Costs
$0
estimated closing costs
Loan Origination Fees
$0
Title & Escrow Fees
$0
Prepaid Items
$0
Total as % of Price
0%
📊 Closing Cost Breakdown
| Category | Amount | % of Total |
|---|
How the formula works
Total Closing Costs = Origination Fees + Title Fees + Prepaids + Property Taxes + Insurance + Additional Fees
- Loan Origination = 0.5-1% of loan amount (varies by loan type)
- Title & Escrow = Title search, insurance, escrow/settlement fees
- Prepaid Items = Property taxes, homeowners insurance, mortgage interest
- FHA/VA/USDA have additional mortgage insurance and funding fees
- Closing costs typically range from 2-5% of the home price