Real Estate Investment
Cash on Cash Return Calculator
Calculate annual return on your cash investment for real estate properties.
🏠 Property Details
Purchase Price
$
Monthly Rent
$
Monthly rental income
💰 Investment & Financing
Down Payment
$
Cash invested upfront
Closing Costs
$
Transaction fees, title, etc.
Renovation / Repairs
$
Initial property improvements
📊 Operating Expenses
Annual Expenses
$
Property taxes, insurance, maintenance, etc.
Vacancy Rate
%
Expected vacancy percentage
CoC Return
0%
Annual Cash Flow
$0
after all expenses
Total Cash Invested
$0
Monthly Cash Flow
$0
Cash on Cash Return
0%
Cap Rate
0%
📊 Investment Breakdown
| Component | Amount | % of Total |
|---|
How the formula works
CoC Return = (Annual Cash Flow ÷ Total Cash Invested) × 100 | Cap Rate = (NOI ÷ Purchase Price) × 100
- Total Cash Invested = Down Payment + Closing Costs + Renovation Costs
- Gross Annual Rent = Monthly Rent × 12
- Vacancy Loss = Gross Annual Rent × (Vacancy Rate ÷ 100)
- Net Operating Income (NOI) = Gross Annual Rent − Vacancy Loss − Annual Expenses
- Annual Cash Flow = NOI − Debt Service (if applicable, here we assume no loan for simplicity)
- Cash on Cash Return = (Annual Cash Flow ÷ Total Cash Invested) × 100